Citizens First Bank

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Citizens Online Banking

When it comes to checking accounts, business customers want simple, yet comprehensive products. That's why all Citizens First Bank checking accounts offer unlimited check writing and require no minimum balance. In addition, every account offers FREE check imaging and FREE 24-hour banking via the telephone.

	Free Business Checking	Business Checking	Business Plus Checking
Description	A cost effective account designed for businesses with low volume banking activity	An account designed for the needs of our business customers	An interest-bearing account for sole proprietorships and non-profit organizations
Minimum to Open	No minimum	No minimum	No minimum
Benefits	No minimum balance Write an unlimited number of checks No charge for deposits of Citizens First Bank items Free Image Checks Citizens Touch-Tone Banking	No minimum balance Write an unlimited number of checks Receive an earnings credit based on your daily collected balance No charge for deposits of Citizens First Bank items Free Image Checks Citizens Touch-Tone Banking	Earns Interest (Current Rates) No minimum balance Write an unlimited number of checks No charge for deposits of Citizens First Bank items Free Image Checks Citizens Touch-Tone Banking
Monthly Fee	No monthly maintenance fee. If the combined debits and non-CFB deposited items exceed 150 items, a fee of 10¢ will be charged for each debit, and a fee of 10¢ will be charged for each non-CFB deposited item.	The monthly maintenance fee is $5.00. A fee of $.10 is charged for checks written, debits, and deposits of non-Citizens First Bank items. All fees can be eliminated or offset by an earnings credit determined by the bank and subject to change.	The monthly maintenance fee is $5.00. A fee of 10¢ is charged for checks written, debits, and deposits of non-Citizens First Bank items.
Account fees are subject to Iowa state and local option sales tax.

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