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Loan Type	Benefits	Other
Automobile Loans Finance your new or pre-owned car, truck, or van with a payment that will fit your budget. Come see us first to arrange your pre-approved vehicle credit.	Competitive fixed interest rate	To protect your loved ones, credit life and accidental death insurance is available* Automatic payment from your checking or savings account is available
Home Improvement Loans A short-term loan to pay for those long awaited home improvement projects.	Competitive fixed interest rate The interest you pay may be tax deductible (consult your tax advisor)	Easy payment plan Automatic payment from your checking or savings account is available
Home Equity Lines of Credit This handy line of credit is secured by the equity in your home and can be used for any purpose.	Competitive variable or fixed interest rates A revolving line of credit to be used as you see fit Home Equity Line of Credit Debit Card The interest you pay may be tax deductible (consult your tax advisor)	Conveniently available with special access check Automatic payment from your checking or savings account is available
Personal Loans Options are available based on your specific needs.	Competitive fixed interest rate	To protect your loved ones, credit life and accidental death insurance is available* Automatic payment from your checking or savings account is available
Citizens Ready Cash Overdraft protection to cover shortfalls in your checking account.	Competitive fixed interest rate Convenient monthly payments	An unsecured loan Automatic payment from your checking or savings account is available
*Credit Life and Accidental Death Insurance: Not a deposit Not FDIC-Insured Not Insured by any federal government agency Not guaranteed by the bank May go down in value

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