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© 2017 Citizens First Bank
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© 2017 Citizens First Bank
All rights reserved.
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Citizens First Bank Donates Finance Curriculum | Clinton Herald | January 31, 2017
CLINTON — Citizens First Bank is donating the Ramsey Solutions’ Foundations in Personal Finance curriculum to Camanche Middle School. Foundations in Personal Finance is the premier curriculum for teaching financial literacy to students.
“We are proud to partner with Camanche Middle School to help educate and reinforce sound principles for managing money,” President Kathy Forrest said.
Personal finance expert Dave Ramsey created Foundations in Personal Finance, an easy-to-use, turn-key school curriculum that teaches students the value of saving, spending and giving to guide them down the path of financial literacy.
Foundations in Personal Finance utilizes a blended learning model that meets standards and benchmarks in all 50 states and Jump$tart national standards. It has been taught in more than 10,000 schools and educational institutions.
For more information or to sponsor a Foundations in Personal Finance class in your area, go to www.daveramsey.com/school.
Citizens First Bank Announces Calendar Contest Winners | Local photographers featured in calendar
Clinton, Nov, 2016: Citizens First Bank has announced the winners of its 2017 calendar photography contest. The calendar cover photo was taken by Beth Wiersema of Fulton. Other winning photographers include: Eva Hinrichsen, Dave Foster, Stephanie Melvin, Lori Pranger, Linda Dutchess, Bonnie Hufford, Juliana Sabo, Alisha Bersch, Leslie Harridge, Cindy Ugarph, and Kati Heysinger.
Citizens First Bank held to contest over the summer encouraging local photographers from all levels of expertise to submit images of nature, buildings, landmarks and community events in Clinton and surrounding areas. A photographer’s reception was held to honor all winners recently. Images are posted on the bank’s Facebook site: https://www.facebook.com/CitizensFirstBankClintonIowa/.
“This is the first year we have organized a calendar photo contest, and we were very impressed by the number and quality of entries we received,” said Paula Mayer, marketing director for Citizens First Bank. “The calendar is a great way to highlight the scenic beauty of the local area and the communities we serve.”
Copies of Citizens First Bank’s 2017 calendar are available at all Citizens First Bank locations: 1442 Lincoln Way and 1329 N 2nd St in Clinton as well as 403 S Washington Blvd in Camanche.
Citizens First Bank and ICBA Offer Tips to Help Students Handle Credit Wisely
Clinton, IA (Aug 17, 2016) | As college students head back to school, and with a growing number of them planning to use credit cards during the school year, Citizens First Bank and the Independent Community Bankers of America® (ICBA) encourage all students to be responsible when using their credit cards so they can maintain their finances and build a solid credit history.
"As college students work toward their professional goals by obtaining degrees, we urge them to also consider their financial futures by avoiding excess spending that may cause them substantial credit risk," Kathy Forrest, President and CEO of Citizens First Bank, said. "Credit plays a large role in helping students achieve their future personal and professional goals, so it’s important to use credit wisely now in order to obtain a solid credit history—making it easier to buy a car, home, or even rent after college."
The best protection against getting deeply in credit card debt is knowing the pitfalls and how to avoid them. Citizens First Bank and ICBA offers the following tips to help students use credit cards wisely:
"We encourage students interested in learning more about credit cards and how to manage their credit, to talk to their local community bank whether in your hometown or near your college campus," Forrest said.
Community Banks Help Main Street Thrive
Washington, D.C. (Apr, 2016)—During ICBA Community Banking Month, the Independent Community Bankers of America® (ICBA) celebrates Citizens First Bank and the nation’s more than 6,000 community banks, which build stronger communities by helping local customers gain financial stability through quality products and services and access to financial literacy information and tools.
“Community banks are locally owned and operated financial institutions that take in local deposits and lend them out locally in the form of loans to customers, farmers and small business owners. Many times, community banks are family owned and have served their community for generations,” said ICBA Chairman and third-generation community banker Rebeca Romero Rainey, chairman and CEO of Centinel Bank of Taos, N.M. “Community banks exist to serve the needs of their customers and communities and make their Main Streets thrive one loan at a time.”
Community banks are relationship lenders that flourish when their customers and communities do the same. Taking care of customers and looking out for the best interest of local communities is inherent to the relationship lending business model that is unique to community banking.
Below are some fun facts about community banks.
“Citizens First Bank is honored to serve the lending needs of Clinton and surrounding communities. We care about our customers and are dedicated to helping our local residents and town thrive,” said Kathy Forrest, President and CEO, Citizens First Bank. “We appreciate the opportunity serve our customers and to celebrate community banking here, as well as in communities across the nation, and spread the positive story of our industry and the communities we serve.”
See all that is happening in our community and list your own community event for free at the Clinton Area Convention and Visitors Bureau website: http://www.clintoniowatourism.com/.
February 20th CITIZENS FIRST BANK CLOSED
We will be closed Monday, February 20th in observance of Presidents Day. Please use our Online Banking, Mobile Banking, or ATMs for basic banking needs.
April 11th FREE COIN APPRAISAL | At CITIZENS FIRST BANK | 1442 Lincoln Way | 10am - 3pm
Bring your old coins, paper money, and gold jewelry and an expert will tell you what they are worth. Reservations not required, you will be seen on a first come first serve basis. Please do not clean coins!
April 15th CITIZENS FIRST BANK FREE COMMUNITY SHRED DAY | 1442 Lincoln Way | 9am - 11am
Citizens First Bank will provide free personal document shredding to the community on Saturday, April 15th. The event will take place from 9:00am-11:00am at Citizens First Bank’s 1442 Lincoln Way, Clinton office. Watch for signs and traffic direction.
Identity theft and fraud protection are as important as locking the doors to your house or vehicle. The community is welcome to bring their personal data for confidential destruction. Anything that may contain personal identifying information such as Social Security numbers, address, date of birth or passwords should be shredded to avoid personal issues such as identity theft or fraud. Types of items that should be shredded include: cancelled checks; check registers; bank statements or receipts; loan documents; mortgage documents; brokerage statements; school records; credit card, mortgage and finance solicitations; credit card statements, contracts, personal business papers, and credit applications. This service is intended for individuals, no businesses please.