Citizens First Bank MasterCard® Business Debit Card

Tired of sending employees out with cash or checks? Use your Citizens First Bank MasterCard Business Debit Card any place that accepts Debit MasterCard. The amount is deducted directly from your business checking account. You control the use of the card and can set up restrictions.


Unlimited free transactions at CFB ATMs. Five free transactions at non-CFB ATMs, however when using an ATM not owned by CFB, you may be charged a fee by the ATM operator or network. A fee may be charged for a balance inquiry even if you do not complete a transfer. Please contact Customer Service for details.




Debit Card Free Alert App Service



The Citizens First Bank’s FREE SHAZAM® BOLT$™ Debit Card App Service that alerts you to potential fraud and puts You In Control!

BOLT$ can instantly:

  • Block & unblock your card
  • Send fraud alerts to you 24/7
  • Locate ATMSs nationwide
  • Provide account balance information

BOLT$ provides alerts for:

  • Purchases exceeding your defined thresholds
  • Phone and Internet purchases
  • Suspicious or high-risk transactions

Get the SHAZAM BOLT$ App at iTunes, Google Play or click here>>>. Enroll at no cost to you!




MasterCard® SecureCode™ For your Citizens First Bank Business Debit Card

MasterCard SecureCode  Be more SECURE shopping on the web. Get your own private SecureCode and enjoy the added confidence of knowing you're more protected when you shop online. This service is to enhance your existing MasterCard® Debit Card. A private code means added protection against unauthorized use of your card when you shop online. Just like your PIN at the ATM, all you do is enter your SecureCode when prompted while shopping on the web. Once your identity is confirmed, your purchase is complete. Your SecureCode is completely private, known only to you.

For more information about MasterCard SecureCode click here>>>


To enroll your MasterCard Debit Card in SecureCode click here>>



Debit Card Falcon® Fraud Protection
Citizens First Bank values the trust you have placed with us and include the Falcon service to protect your debit card from fraud. Call 866-508-2693 to report unauthorized debit card activity.


If Falcon detects suspicious activity on your debit card, you will be contacted by a Shazam representative calling on our behalf to verify the transaction in question. It is very important that your current contact information is on hand at Citizens First Bank to ensure that you can be reached promptly if fraudulent activity is suspected.


The phone call will come from a live person, never a recording. The caller will never ask for personal information such as your social security number, debit card number, PIN, etc. Always use caution when providing your personal and debit card information and contact us immediately if you suspect your debit card has been stolen or compromised.


Many of the fraudulent transactions are done over the internet or internationally. If you will be traveling in the United States or abroad, please contact Citizens First Bank and let us know the dates and locations. This will help in recognizing which transactions may be legitimate versus fraudulent.


For more information about Falcon Fraud Protection click here>>>


Debit Card Reissue in Minutes

If your Citizens First Bank Debit Card is lost, worn, compromised...or you would like to begin enjoying the convenience of can get one while you wait. Don't go without Debit Card convenience, just stop by one of our branches and speak with one of our customer service representatives today! No more waiting for the mail and no activation call. A fee may apply, please contact Customer Service for details.





Citizens First Bank Business Credit Card

A Citizens First Bank Credit Card is easy and convenient—just another way we help! We offer a Business Credit Card complete with competitive rates; shopping security; online account access to activate, make payments, view statements and more.

To access your account online, view your statement, or to make a payment click here>>


Verified by Visa® For Your Business Visa Credit Card

Activate Verified by Visa  Visa® offers a way to prevent, detect, and resolve fraud, with Verified by Visa®. A free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.
To enroll your Visa® Credit Card click here>>>



To request a copy of debit card and credit card cardholder agreements, call 563-243-6000 or toll-free 877-902-1442




Convenient Visa® Gift Cards

A Convenient Visa® Gift Card is more flexible than a gift certificate and safer than cash. It's the perfect gift that is great to get and so easy to use!


  • The gift card is a prepaid card that looks like a Visa® card but has a set dollar amount limited to the amount of money placed on the gift card by the purchaser. The gift card will be activated at the time of purchase.
  • You can register your gift card to enable you to use your card to make purchases over the telephone and on the internet. Registering will also allow you to request a replacement card should yours become lost or stolen. Register your card at or by calling 800-486-0292.
  • The gift cards can be purchased at any of our convenient Citizens First Bank locations.
  • Cards may be purchased for amounts between $10 and $500 and there is a $3 charge to purchase each gift card.

To report a lost or stolen Convenient Gift Card after hours, call 800-486-0292

Issued by First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc