Business Banking Made Simple

 

Citizens First Bank offers checking accounts that offer benefits to make your money easier to manage. Compare the accounts below or talk with one of our Customer Service Representatives to decide which is right for you.

Compare Business
Checking Accounts

Free Business Checking

Business Checking

Business Plus Checking

 
A cost effective account designed for businesses with low volume banking activity.
Businesses with higher transaction volume and account balances can take advantage of an earnings credit to offset monthly charges.
An interest-bearing account for sole proprietorships and non-profit organizations.
Cash Management Available 

Yes

Yes

Yes

Online, Mobile, and Touchtone Banking2

Yes

Yes

Yes

Bill Pay3

Yes

Yes

Yes

Account email and text alerts2

Yes

Yes

Yes

Online Statements

Yes

Yes

Yes

CFB Business
Debit Card

Yes

Yes

Yes

Free Debit Card transactions at merchants and CFB ATMs

Yes

Yes

Yes

Pays interest

 

 

Yes
Click here for
current rates.

Free Image Checks

Yes

Yes

Yes

Pricing and Features

Free Business Checking

Business Checking

Business Plus Checking

Min to Open

$0

$0

$0

Monthly Maintenance Fee

$0
if the combined debits and non-CFB deposited items do not exceed 150 items.

A fee of $.10 will be charged for each debit and each non-CFB deposited item over 150.

$51
A fee of $.10 is charged for checks written, debits, and deposits of non-CFB items. All fees can be eliminated or offset by an earnings credit determined by the bank and subject to change.

$51
A fee of $.10 is charged for checks written, debits, and deposits of non-CFB items.

Debit Card
Transaction Fee Other Banks' ATMs

Unlimited no fee transactions at merchants and CFB ATMs.

Unlimited no fee transactions at merchants and CFB ATMs.

Unlimited no fee transactions at merchants and CFB ATMs.

Details

See a Customer Service Representative for additional information.

See a Customer Service Representative for additional information.

See a Customer Service Representative for additional information.

1. Subject to Iowa State and Local sales tax. 2. Message and data rates may apply from your wireless carrier. Mobile App Banking is for iPhone®, iPad®, or Android™. iPhone and iPad are registered trademarks of Apple Inc. Android is a trademark of Google Inc. 3. Online Bill Pay monthly fee of $5.50 is waived when two or more bills are paid using the service during a calendar month.

 

 


 

Business Cash Management

Citizens First Bank offers a state-of-the-art Cash Management system. This product allows businesses to bank 24 hours a day/7 days a week in a secure environment tailored to meet the needs of each business customer. Subject to approval.

 

 


 

Other Business Services

  • ACH Transfers
  • Wire Transfers
  • Loan Products
  • Courier Service (Iowa only)
  • Night Depository
  • Coin Counting
  • Notary Services
  • Cashier's Checks
  • Safe Deposit Boxes