Business Cash Management Courier Service Online Banking and Bill Pay Presentment
Touch Tone Banking Bank-By-Mail Direct Deposit
Order Checks Visa® Gift Cards Safe Deposit Boxes
Money Orders and Cashier's Checks Wire Transfers Citizen Ready Cash
Loans Other  

Business Cash Management

Bank businesses to bank 24 hours a day / 7 days a week in a secure environment tailored to meet the needs of each commercial customer.




Courier Service

This unique service features secure deposit pickup and cash delivery to your business. With Citizens First Bank’s Express Courier, you can spend more time running your business and less time running to the bank.




Online Banking and Bill Pay & Presentment

Citizens First Bank gives you instant access via the Internet to your bank accounts. Pay bills, view account information and transfer funds in real-time with Citizens Online Banking. Click here to view details in our online banking disclosure.


*A monthly fee of $5.50 applies to Online Bill Pay and is waived when two or more bills are paid using the service during a calendar month. We will automatically deduct this service fee from your Citizens First Bank account.




TouchTone Banking

Your Citizens First Bank account can be conveniently accessed 24 hours a day, 7 days a week over the telephone. Safe and secure, customers access accounts through a personal ID. Features and functions include account balance, account information inquiry, funds transfer, loan payments, and more. No application is necessary for this service. Dial the Citizens TouchTone Banking phone number: 1-800-584-8792.





For added convenience, Citizens First Bank’s Bank-by-Mail service allows you to make deposits to your account without having to go to the bank.




Direct Deposit

With direct deposit, you can have most forms of regularly scheduled income payments automatically transferred, upon your authorization, to any of your Citizens First Bank checking or savings accounts. This is ideal for payroll checks, interest payments, and government payments.




Order Checks

Business account holders can order via phone at 1-877-838-5287 or online at Order Deluxe Business Checks   





Convenient Visa® Gift Cards

A Convenient Visa® Gift Card is more flexible than a gift certificate and safer than cash. It's the perfect gift that is great to get and so easy to use!

  • The gift card is a prepaid card that looks like a Visa® card but has a set dollar amount limited to the amount of money placed on the gift card by the purchaser. The gift card will be activated at the time of purchase.
  • You can register your gift card to enable you to use your card to make purchases over the telephone and on the internet. Registering will also allow you to request a replacement card should yours become lost or stolen. Register your card at or by calling 1-800-486-0292.
  • The gift cards can be purchased at any of our convenient Citizens First Bank locations.
  • Cards may be purchased for amounts between $10 and $500 and there is a $3 charge to purchase each gift card.

To report a lost or stolen Convenient Gift Card after hours, call 1-800-486-0292

Issued by First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc





Safe Deposit Boxes

Citizens First Bank offers a variety of safe deposit boxes for your valuables and important documents. Contents of safe deposit boxes are not insured by the FDIC.




Money Orders and Cashier's Checks

When you need to send your money or when cash is not accepted for a large purchase, a Citizens First Bank money order or cashier's check is the safe, convenient substitute.




Wire Transfers

Whenever it becomes necessary to directly transfer funds from your Citizens First Bank account to a domestic and/or foreign bank, we can assist you with wire transfers. These electronic transfers make funds quickly available to the recipient and can be arranged at each of our offices. Please call for current wire transfer information.




Citizens Ready Cash

Citizens First Bank Ready Cash is a pre-approved line of credit attached to your checking account to cover overdraft.





Borrow the money you need for your business and operational purchases. Subject to credit approval. Visit Business Loan Services for more information.






Citizens First Bank offers the following other products and services. Please stop by our office or contact us for more information.

  • Check Cashing
  • Coin Counting
  • Foreign Currency Orders
  • Notary Service