Online Banking

Citizens First Bank’s Online Banking1 gives you the ability to manage your money from your computer, tablet, or smartphone when and where you need.

To view a demo of Online Banking Click here>>>.


  • Monitor your accounts 24/7
  • Pay bills2 (enroll through the Bill Pay2 button within your online banking account)
  • Check your balances
  • Transfer funds between your Citizens First Bank accounts
  • View monthly statements (enroll through the Online Statement enrollment menu located within Online Banking)
  • Categorize income and expenses and produce reports
  • Manage your finances with FinanceWorks® our online Personal Financial Management tool
  • Stay informed with account alerts by email or text message

To view details of Online Banking Click here>>> to view disclosures.

To enroll in Online Banking Click here>>> .


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Mobile Banking

With Citizens First Bank’s Mobile Banking solutions you can access your deposit accounts anytime, anywhere by using a text message, your phone's mobile web browser or our free iPhone, iPad, and Android Apps.

To view demos of any of our Mobile Banking Options Click here>>>. Once inside demo, click on your device.


Compare Mobile Banking Options:

  Mobile App Banking
iPhone, iPad,
Android, Kindle
Mobile Website
For devices with
mobile browsers

Mobile Text Banking
For all text enabled phones
FREE!3 Mobile Mobile Mobile
View Account Balances Mobile Mobile Mobile
View Transaction History Mobile Mobile Mobile
Transfer Funds Mobile Mobile Mobile
Pay Bills 2 Mobile Mobile  
Find Locations/ATMs Mobile Mobile  


Mobile App Banking

Download our FREE3 app and utilize the built-in functions of your iPhone®, iPad®, Android™, or KindleFire™ to provide a more in-depth, customized mobile banking experience.



Mobile Web Banking

Mobile Web Banking is simple and secure. Simply log in to your Online Banking account from your mobile device web browser at using your same User ID and Password.


3 Message and data rates may apply from your wireless carrier.


Mobile Text Banking

Receive instant account information by sending text-based commands from your cell phone. Get account balances and receive recent transaction history without having to log in.


Just text a short command to 454545, and you will quickly receive the information you want. Click here to view some of the requests you can make with Text Message Banking.


To enroll in Citizens First Text Message Banking, you must first log in to Citizens First Bank’s Online Banking, go to "My Profile" found in the upper right corner of the Online Banking page, and then click on Alerts & Notifications to set up Text Message Banking.


3Message and data rates may apply from your wireless carrier.


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Online Bill Pay 2

Now that you're using Online Banking, you'll want the added convenience of our Online Bill Pay1.

  • Pay all of your bills 24/7 while on vacation, at the office, from home - anywhere you have access to the internet
  • Pay one-time bills and schedule regular payments to be automatically processed when you choose
  • View your payment history
  • View, add to or edit your list of payees
  • Save time and avoid the hassle and expense of handwriting checks, addressing envelopes, and going to the post office
  • Transmit payments safely and securely

To sign up for Online Bill Pay, click the "Bill Pay" tab after you log in to Bank Online.

2A monthly fee of $5.50 applies to Online Bill Pay and is waived when two or more bills are paid using the service during a calendar month. We will automatically deduct this service fee from your Citizens First Bank account.


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Online Statements 

Enjoy the safety, convenience, and privacy of receiving your monthly Citizens First Bank statement electronically through Citizens First Bank’s Online Statement option!


Click here>>> for more information about Online Statements. Save time, view your statement the day after it is generated, reduce paper clutter, improve your peace of mind knowing your financial information is on a secure online site, and manage your account better with your statement history stored securely online.



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Do you REALLY know how much you spend on gas, groceries, shopping and eating out each month? Get your complete financial pictures from Citizens First Bank's Online Banking.  FinanceWorks automatically categorizes your expenses allowing you to get a more complete picture of your spending—in just minutes! With an easy-to-read snapshot of your finances, you will be able to see where your money is going and identify places to save!


To get started, just login to Citizens First Online Banking with your User Name and Password and then click "FinanceWorks." It's that easy!


To view a demo of FinanceWorks Click here>>>.


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Security and Privacy


We use 128-bit encryption: Secure Socket Layer 3.0 (SSL) for all communications. This is currently the highest level of security available for Internet transactions. Your access and use of this system is validated and protected using Secure Socket Layer(SSL) and all communication to and from this system is encrypted for your security.

1 To use Citizens First Bank's Online Banking, you'll need a web browser equipped with 128-bit encryption. We recommend Microsoft Internet Explorer, Netscape, and Mozilla Firefox. In all cases it is important that you be on the most recent release of whatever browser you are using.


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