Citizens First Bank MasterCard® Debit Card

Use it instead of a check…Everywhere MasterCard® is accepted. 


Just shopping next door or across the ocean, a Citizens First Bank Debit Card is the easy way to pay right from your checking account. You can also use it to get cash during your purchase transactions as well as at any ATM at thousands of MasterCard® and Shazam® network ATMs Click here to view a list of these ATMs located throughout the country. Think of it as your ATM and checkbook all in one.


  • Quicker than making a trip to the ATM, more convenient than writing check, safer than carrying cash
  • Fees and purchases are automatically deducted from your checking account, so there’s no interest to pay
  • 24-hour access to funds at any automated teller machine in our ATM network and at POS machines
  • Use a PIN to receive cash after a purchase or just sign as you would for any MasterCard® card
  • Use anywhere MasterCard® is accepted at millions of merchant locations worldwide
  • Simplify your record-keeping. Your monthly statement provides you with a detailed record of all your transactions.

To report a lost or stolen Citizens First Bank Debit or ATM card after hours, call 1-800-383-8000




Citizens First Bank Credit Cards

A Citizens First Bank Credit Card is easy and convenient—just another way we help!


  • Three types to choose from
  • Competitive rates
  • Shopping security options
  • Online account access to activate, make payments, view statements and more
  • Once you receive your credit card, simply access your account online, view your statement or make a payment by clicking on this link>>  
  • If you have received your Visa® ScoreCard®, rewards program details and reward points can be found by clicking on this link>> 


Get an extra layer of security when you use your credit card to shop online!

Verified by Visa®

Visa® offers a way to prevent, detect, and resolve fraud, with Verified by Visa®. Its a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.
To enroll your Visa® card click this link>>





    MasterCard® SecureCode™

    Be more SECURE shopping on the web. Get your own private SecureCode and enjoy the added confidence of knowing you're more protected when you shop online.


    This service is to enhance your existing MasterCard® account. A private code means added protection against unauthorized use of your card when you shop online. Just like your PIN at the ATM, all you do is enter your SecureCode™ when prompted while shopping on the web. Once your identity is confirmed, your purchase is complete. Your SecureCode™ is completely private, known only to you.

    It's that simple, and that secure. To enroll your MasterCard® click here>>  



    To report a lost or stolen Citizens First Bank Credit Card after hours, call 1-800-325-3678

    To request a copy of cardholder agreements, call 563-243-6000 or toll-free 1-877-902-1442




    Convenient Visa® Gift Cards

    A Convenient Visa® Gift Card is more flexible than a gift certificate and safer than cash. It's the perfect gift that is great to get and so easy to use!


    • The gift card is a prepaid card that looks like a Visa® card but has a set dollar amount limited to the amount of money placed on the gift card by the purchaser. The gift card will be activated at the time of purchase.
    • You can register your gift card to enable you to use your card to make purchases over the telephone and on the internet. Registering will also allow you to request a replacement card should yours become lost or stolen. Register your card at or by calling 1-800-486-0292.
    • The gift cards can be purchased at any of our convenient Citizens First Bank locations.
    • Cards may be purchased for amounts between $10 and $500 and there is a $3 charge to purchase each gift card.

    To report a lost or stolen Convenient Gift Card after hours, call 1-800-486-0292

    Issued by First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc