Personal Banking Made Simple

Citizens First Bank offers checking accounts that offer benefits to make your money easier to manage. Compare the accounts below or talk with one of our Customer Service Representatives to decide which is right for you. 

All Citizens First Bank Accounts:

  • Require a minimum of $100 to open
  • Require $0 minimum daily balance
  • Offer unlimited check writing
  • Offer unlimited free debit card transactions at merchants
  • Offer unlimited free transactions at Citizens First Bank ATMs
  • Offer any time access to funds


Free Checking

This account is perfect for those seeking the basics; including debit card access, online banking, mobile banking, and telephone banking.




Choice Checking

For those seeking convenience with the ability to earn interest and benefits for their combined banking relationship. Click here for current Interest Rates.





Gold Checking

Customers age 50 or better can enjoy earning interest while receiving benefits designed for their lifestyle. Click here for current Interest Rates.




Smart e-Checking   Powered by BancVue

Where technology meets everyday life, this account earns interest with just a few steps that you may already be doing. Click here for current Interest Rates.


Click here to view the Smart e-Checking cycle calendar 2015.