Consumer Loans Conventional Home Loans Home Improvement Loans
Land and Lot Loans Construction Loans Home Equity Lines of Credit
Automobile Loans Student Loan Resources Citizens Ready Cash

 

We can help even more! We can deduct your monthly loan payment directly from your Citizens First Bank checking or savings account…or you can pay it online!

 

 

Meet our Consumer Lenders

 

Lori Welsh Consumer Real Estate Lender

Lori Welsh
Consumer & Real Estate Lender
NMLS ID 507498
563-519-0661

Eddie Dunham Consumer Real Estate Lender

Eddie Dunham
Consumer & Real Estate Lender
NMLS ID 503767
563-519-0662

Greg Farwell Consumer Real Estate Lender

Greg Farwell
Consumer & Real Estate Lender
NMLS ID 507834
563-519-0639

Kristine_Wiersema_Consumer_Real_Estate_Lender

Kris Wiersema
Consumer & Real Estate Lender
NMLS ID 1247355
563-519-0660

Mary_Temple_Consumer_Lender

Mary Temple
Consumer Lender
563-519-0656

Shelly_Davies_Consumer_Lender

Shelly Davies
Consumer Lender
563-519-0638

Citizens First Bank NMLS ID 500158


 

Consumer Loans

Whether you’re getting a new vehicle, buying furniture, planning a vacation or consolidating your bills—we’re here to help you through the loan process. Citizens First Bank provides competitive rates and terms for all types of consumer loans.

 

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Conventional Home Loans

Citizens First Bank can make owning your dream home a reality with our flexible options, local decisions, competitive interest rates and fast turn-around times!  Whether you are looking to purchase your first home, consolidate some existing debt, or invest in a rental property, Citizens First Bank can help finance your dreams!

 

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Home Improvement Loans

Do you have smaller home improvement projects to complete and prefer not to use your home as collateral? With a Citizens First Bank Home Improvement Loan, you can get the money you need to complete your projects quickly and easily.

 

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Land and Lot Loans

Do you have smaller home improvement projects to complete and prefer not to use your home as collateral? With a Citizens First Bank Home Improvement Loan, you can get the money you need to complete your projects quickly and easily.

 

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Construction Loans

If you have found the perfect location, but your dream home just doesn’t happen to be there yet, you can build it from the ground up and a Citizens First Bank Construction Loan can make it happen.

 

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Home Equity Loan

A Citizens First Bank Home Equity Loan allows you to borrow against the equity in your home.  The funds from a home equity loan can be used for any purpose.  This loan type can be set up as a closed-end loan with set payments or as a line-of-credit, where funds can be paid down and then re-borrowed again as needed.

 

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Automobile Loans

You’ve found the perfect car, now you need a quick decision on your auto loan. You’ve come to the right place. Whether you’re buying a new car or refinancing an existing one, we’ve got a fast approvals process and low rates to get your motor running. Contact us today and you’ll be ready to put your new car in drive.

 

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Student Loan Resources

The links below are just a few that may help you find information to fund college:

 

  • SallieMae 
  • Federal Stafford loans are fixed-rate student loans for undergraduate and graduate students attending college at least half-time. Stafford loans are the most common and one of the lowest-cost ways to pay for school. Click here to learn more about Stafford Loans.
  • Federal Student Aid, an office of the U.S. Department of Education, ensures that all eligible individuals can benefit from federally funded or federally guaranteed financial assistance for education beyond high school. We consistently champion the promise of postsecondary education to all Americans —and its value to our society.Click here to learn more about Federal Student Aid. 

 

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Citizens Ready Cash

Overdraft protection to cover shortfalls in your checking account.

  • Competitive fixed interest rates
  • Automatic debit from your checking account

 

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Other Loan Products

Whatever life brings your way Citizens First Bank has you covered. We offer many competitive loans to fit your financial needs and goals. Below are additional loans we offer competitive rates on. Stop in today and let us know how we can help you.

  • USDA Rural Development Loans
  • FHA Loans
  • FHA Refinancing
  • VA Loans
  • Recreational Vehicle Loans
  • Citizens First Bank Credit Cards
  • Business Loans
  • Agricultural Loans

 

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