Personal Banking Made Simple

 

Citizens First Bank offers savings accounts for your needs. Save without the stress; schedule automatic transfers from your checking account to your savings or money market account each month and watch your savings grow. Compare the accounts below or talk with one of our Customer Service Representatives to decide which is right for you.

 

Compare Personal
Savings Accounts

Basic Savings Money Market Christmas Club

 

This account earns interest and is perfect for those seeking to save for the future in a simple and easy way.

Earn higher interest for higher balances and have easy access to money.

This account offers a great way to save for the holidays while earning interest.

Online, Mobile, & TouchTone Banking2

Yes

Yes

Yes

Account email and text alerts2

Yes

Yes

Yes

Online Statements

Yes

Yes

Yes

CFB ATM Card

Yes

 

 

Free transactions at merchants and CFB ATMs

Yes

 

 

Pays Interest

Yes
Click here for current rates.

Yes
Click here for current rates.

Yes
Click here for current rates.

Pricing and
Features

Basic Savings

Money Market

Christmas Club
Minimum to Open  $50
$0 for students, seniors, and custodial accounts.

$1,000

$0

Monthly Fee

$3

$0 when an average daily balance of $50 is kept for the monthly period and for students, seniors, and custodial accounts.

$81

$0 when an average daily balance of $1,000 is kept for the monthly statement cycle.

$0
Requires set up of automatic transfers into the account to equal a minimum of $5 per transfer.

ATM Card
Transactions
Other Banks'
ATMs

Unlimited no fee transactions at merchants and CFB ATMs. An ATM withdrawal fee of $.501 will be charged for each non CFB ATM withdrawal in excess of five (5) per month.

 

 

Withdrawals

Unlimited in-person withdrawals (debit transfers by internet, preauthorized, automatic, or telephone transfer are limited to six (6) per month).

Unlimited in-person withdrawals (debit transfers by internet, check, preauthorized, automatic, or telephone transfer are limited to six (6) per month). $15.001 fee per withdrawal over limit.

Unlimited in-person withdrawals (debit transfers by internet, preauthorized, automatic, or telephone transfer are limited to six (6) per month).

Details

See a Customer Service Representative for full account disclosures. See a Customer Service Representative for full account disclosures. See a Customer Service Representative for full account disclosures.

1. Subject to Iowa State and Local sales tax.  2. Message and data rates may apply from your wireless carrier.  Mobile App Banking is for iPhone®, iPad®, or Android™.  iPhone and iPad are registered trademarks of Apple Inc. Android is a trademark of Google Inc.

 

 


 

 

Certificate of Deposit Accounts

This account is a great way to place money aside and earn a fixed interest rate over a specified period of time. Click here for current rates.

 

 

 


 

 

Individual Retirement Accounts

Save for retirement with potential tax advantages by making a deposit into this type of account. Same CD terms and rates apply.  Click here for current rates.